INCOME WealthLink ILP ETF for lifetime Dividend ?
Dilemma: Local ETF or DBS shares or Traded Endowment ? 1. When it comes to buying new/resale endowments, INCOME is my preferred first choice. 2. Of course my opinion is that new endowments are no longer attractive, due to lower BI Par Fund illustration at 3% & 4.25%. Hardly any insurer will pay more than they stated in their BI; especially if it is a long maturity runway. 3. For me, I won't consider Unit Trust Fund; especially if bought from bank. You will have to Fund switching in your self interest. 4. Today I happened to speak to INCOME Advisor on above INCOME WealthLink (Investment-Link Policy: ILP) investing in Asia Dynamic Return Fund. It is a local fund managed by Fullerton Fund, incepted since 11 Jan 22 at Par Fund $1/unit. Now it is trading at $0.81/unit. 5. Lol. Since inception, it has lost 11%. Fullerton is HQ in Singapore, regulated by MAS. Maybe we can buy at low for now? lol. My opinion only: I would sure avoid old & mature Fund. In this case, th