Can our CPF SA&RA hit $1M at age 65?

Someone mentioned that his RA can touch $825k at age 65.  Now his SA is $210k early 40yo.

My opinion:

RA @65yo $825,000 seems a large sum to reach.  

What would be the FRS or ERS amount to reach this $825,000 at age 65?  

During my time at age 55, my RA @55/ERS was then $264,000. Max that I can topup. And I annually rtsu max $9k to $10.3k every Jan still might not even touch this large number.   

I am still working and contributing to my max RA annually.  At age 58, my ERS is only $355k.

Some calculation hopefully correct,

$355k+(($355k−$264k)÷(58−55))

×(65−58) = $567,300 at my age 65 yo. (Still cannot touch $825k for me in my RA at age 65.)

With 7 more years to reach age 65, I dont think that I would touch $825k.

~~~~~

So I extrapolate from age 55 to 58,

Even with SA $0 at age 55, one can max cash topup into RA. So need not bring in SA. So we focus on what is the RA required at age 55 to reach $825k.

So, I try to interpolate,

($825,000−$60,000)×(0.96^(65-43))−($30,000×(0.94^((65−43))−($30,000×(0.95^(65−43)) = $294,000 is needed in RA/SA at age early 40s.

The sum in RA at age early 40s to reach $825k is $294k.  Not $210k.

Later it was said to be SA + RA balance; that is SA + RA add to build up $825,000.

Then it is very highly likely.

Thought he early mentioned that only RA reaching $825,000 which may not be possible.

I spoke to few old folks in their late 60s or early 70s, they have yet needed to touch or use their interest from CPF Balance for their retirement expenses.

Just SA and RA alone, one might touch $1M at age 65, I think; if we keep working and topping up our SA n RA.

Our G is good.  Better to see a fat CPF then relying on State Pension at the expenses of high tax brackets like those in US or Europe.

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