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Showing posts from September, 2026

Health and fitness: Should we boast of?

 Health and fitness are not things we can boast about. They are gifts from the Grace of God, shaped by the lifestyle we choose and the genes we are born with. So, let us be grateful, take good care of what God has given us, and stay humble.

Retire with $10k p.m. S$1M portfolio?

With local banks and reits dividend, one may even achieve $10k p.m. with $1M stock portfolio. Grok AI reply: YES — with a total-return approach (dividends + modest capital growth + controlled principal drawdown). Pure “live only on dividends forever without touching capital” at a sustainable 12% yield on S$1M is not realistic, to achieve $120k p.a. or $10k p.m. The workable path is the classic retirement total-return model: collect the natural yield and systematically withdraw a portion of principal.

Story of a Mexican Fisherman Story

 https://bemorewithless.com/the-story-of-the-mexican-fisherman/ Story of a Mexican Fisherman Story Living life, simple Life worth living for. An American investment banker visits a small Mexican fishing village and meets a local fisherman who just docked a small boat with a few fish. The banker compliments the fish and asks, *"Why don't you stay out longer to catch more?"* The fisherman replies, *"I have enough for my family. In my free time, I sleep late, fish a little, play with my kids, take afternoon naps with my wife, and stroll into the village each evening to drink wine and play guitar with my friends."* The banker offers a big plan: 1. Work longer hours and catch more fish. 2. Buy a fleet of boats and open a factory. 3. Move to the big city, work hard for 20 years, and make millions. The fisherman asks, *"Then what?"* The banker smiles, *"Then you retire! You move to a quiet village, sleep late, fish a little, play with your kids, take nap...