Ferrari Me (Ferrarilim)

 I noticed dbs Invest offers good list of funds, easy to find prospectus, fund info, charts, dividend history at one place. Wonder anyone has tried it?  Heard no platform fee, just Fund charges.  I also noted My Maribank Cash investment is auto-sync via SingPass to the DBS NavPlanner for networth consolidation. ~~~ My Takeaway 1. If DBS INVEST can provide what Maribank offers and no platform fees, I would consolidate my Unit Trust with DBS; all in one place and easy to manage. 2. But DBS had failed us in the High Notes saga!  So, take our own risk and research

Late to retirement planning? 8 tips for Singaporeans to boost your CPF ~~~~ Start simple with your CPF 1. Double your cash top-ups under the Matched Retirement Savings Scheme (MRSS) 2. Free up your cash with tax relief  3. Transfer from OA to SA or RA for higher interests 4. Invest your OA savings for potentially higher returns 5. Don’t neglect your healthcare expenses  6. Consider deferring your CPF LIFE payouts 7. Right-size your home with the Silver Housing Bonus (SHB) 8. Unlock the value of your home with the Lease Buyback Scheme (LBS) https://endowus.com/insights/boost-cpf-savings-late-retirement-planning?utm_medium=email&utm_campaign=20250723_Content_TWCJul2025Issue4&utm_content=lateretirementplanning&lid=8d5pzs7zubsp

 Sharing LifeSG app (by SG GovTech) has an app MyLegacy @LifeSG. It allows you to lodge and deposit your Will in the Vault. I have browsed through it. Not yet deposit. For your info. https://mylegacy.life.gov.sg/vault/plans/will/step-2/

 Here are the links to the RetireWell™ eBook chapters: Part 1: Drawing Down Retirement Money Part 2: A Tale of Two Retirees and Their Fortunes Part 3: Retirewell Concept https://providend.com/retirewell-part-3-ensuring-a-safe-retirement-income-floor Part 4: Investment Philosophy for a Retiree Client Part 5: Stock Markets Always Rise Over the Long Term Part 6: Setting Aside Adequate Additional Buffers Part 7: Capturing Returns Effectively Epilogue 1: Purpose-Driven Retirement Planning Epilogue 2: Retirement – It’s About the Kind of Life You Want to Lead

My Maribank investment Backgnd on my Maribank Invest Income I started my first $25k cash investment on 31 May 25. To-date, I earned my first monthly interest of $135 on 31 Jun 25. Annualised interest: ($135 × 12)/$25,000 × 100% = 6.48% p.a. To-date 1.  I have topped up my Maribank Invest Income portfolio from $25k to $100k (on 15 Jul 25).  On Annualised, I should get ($541 × 12)/$100,000 × 100% = 6.49% p.a.  2. Next day (Day1), my portfolio falls (due to daily Fund Price) below my monthly payout of $135 from earlier Jun 25 dividend. Day 1: From $100,000 + $135 -->> $99,976 Day 2: From $99,976 recovers to $100,188 My Takeaway 1. Don't lose sleep with the daily Fund fluctuation.  Just an illustration only. 2. Daily Fund prices will fluctuate.  3. I would keep $5,000 of the dividends compounded in the account.  In this case: $541 × 10 = $5,410.  This is to provide some buffers from my $100,000 and to sleep well above my principal invested. ($5,000 f...