Ferrari Me (Ferrarilim)

Which insurance company is best in Singapore? NTUC Income and Great Eastern top YouGov's brand equity ranking of insurers in Singapore across 2023. Ranking of major insurance companies in Singapore : NTUC Income was viewed most positively by consumers over the past 12 months. It achieved the highest Index score (26.5) – an overall measure of brand health, calculated as the average of its Impression, Quality, Value, Corporate Reputation, Customer Satisfaction and Recommendation scores. NTUC Income (26.5), Great Eastern (23.6), AIA (16.9), Prudential (16.2), Singlife (9.8), Manulife (8). ~~~ https://business.yougov.com/content/48445-yougov-brand-equity-ranking-2023-singapore-insurance ~ My Endowment Policies purchased: Income: 8 GE: 7 Prud: 2 Singlife-Aviva: 3 Mn: 3 TM:1 This type of Insurance Ranking survey is detrimental to the poor performers; and a wake-up call to up the ranking.

  Sharing #1 - Yolo Life Just watched a Netflix Award Winning Chinese short 2-hr movie, " Yolo ". Worth watching. 100%🏆 I highly recommended this show; esp for children who is low-esteemed and desire for a meaningful life purpose. The pretty lady director took on herself 2 years to prepare the Lead Role. ~~~~ Sharing #2 - Ordinary who does the Extraordinary Last week reported news of a passing away of an old colleague who is my cohort. He died in during his Europe holiday.   I remembered his dearly as one who well provided for his family; saved enough to give his children each a private condo. He would share his "quiet retiree mode" weekends with his children and cycling/hiking. My condolences of his passing; where ordinary people do extra ordinary things for his family. ~~~ Sharing #3 - Styrofoam Cup In a USA Leadership Summit, a ex-Under Secretary of Defence shared of his Job being that of a Styrofoam Cup.   We are respected by our job appointment and accorde

  Fun with SRS 1. Why SRS saving?   Putting some reality scenario helps. Each year savings: * Topup SRS yearly: $15,300 * Tax saving @10% bracket + Div %5% * Daily meal (bf + lunch): $12 By year-1 SRS saving: ((15,300×0.05)+(15,300×0.1))÷(12)÷365 = 6mth free daily meal (bf n lunch: $12 ) By year-2 SRS saving: ((15,300×0.05x2)+(15,300×0.1))÷(12)÷365 = 7mth free daily meal (bf n lunch) By year-3 SRS saving: ((15,300×0.05x3)+(15,300×0.1))÷(12)÷365 = 9mth free daily meal (bf n lunch) By year-4 SRS saving : ((15,300×0.05x4)+(15,300×0.1))÷(12)÷365 = 12-mth free daily meal (bf n lunch) By year-5 SRS saving: ((15,300×0.05x5)+(15,300×0.1))÷(15)÷365 = 7mth free daily meal (bf n lunch: $15 ) ~~~ 2. Before age 45, * personal tax bracket not high, * salary not high , * commitment high 3. E.g. Age 45 to 54 By Year-10 , total SRS savings : $15,300 x 10 = $153,000 E.g. Age 55 to 64 By Year-20 , total SRS savings: $15,300 x 10 = $306,000 ~~~~ 4. Retire at age 65: Cash Drawdown for age 65 to 84: $30