Risk free T-bills, why not invest ?

Risk-free T-bills

SGS T-bills have been around for many years. It only caught much attention due to recent high T-bill interest rate.

For those who can afford to put-aside some money in T-bills, it is a useful avenue to get coffee money which is risk-free.

The interest earned can also be used to pay utility bills or even pocket money for our school-going children.

Example, 6-mth T-bill interest can fund our monthly expenses:

$50,000 @3.7% = 50,000×0.037÷2÷6 = $150 p.m.

 $100,000 @3.7% = 100,000×0.037÷2÷6 = $300 p.m.


My takeaway

Whatever it takes, make effort to invest.

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