Resale Endowment explains

On Resale Endowments, there are about 7 local Resale Agents; Largest is REPS.


I prefer TES Capital and Conservation Capital; being smaller and lesser overhead cost.  My opinion.

As for reliable, all are reliable as your policy deal is transferred directly at the original insurer;

For example, if original policy is bought with Ntuc Income, then your resale transaction can be done at Ntuc branch; discuss directly with the Ntuc branch Agent. 

Document is chopped and official.

Subsequently Ntuc will send official acknowledgement that you are the new Policy Holder, though Assured is still the original assured.

And you can go to Ntuc Income app, your resale policy is registered in your portfolio.


Once you go to TES or CC Investment List, the Policy Code will tell you their policy is from which Insurer.

Example N1657 refers to Ntuc Income Policy No. is xxxxxx1657

or M1666 refers to Manulife
or P4555 refers to Prud
or S1355 refers to Singlife

As I have bought many resale policies from TES and CC, I am now their VIP.  They tend to offer better rate and negotiations.

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As for payout, both companies recently introduced credit $$ scheme.

If your final maturity payout is less than their Illustrated payout, TES and CC will refund you in Credit$$ the difference.

You can use this Credit$$ to discount next policy you should you buy.

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Just mention me as introducer "Mr Ferrari", you might have better offer and treatment.

All the best.  Feel free to visit their List and if needed, discuss with me if good buy?

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